New CB Associates
We have been very pleased to add three new senior associates to the company over the Autumn who can help support the range of work Charles Beagrie can undertake in the library, archive, and higher education sectors. I am delighted to welcome Mary Auckland, Terry Morrow, and Duncan Simpson as associates and look forward to working with them on future projects.
Their profiles are as follows:
Mary Auckland is an acknowledged expert in library and information work and has been an independent consultant and trainer since 2005. This follows her long career in academic and research libraries, as Director of Library and Learning Resources at the University of the Arts London; Librarian at SOAS; and senior posts at the University of Southampton and LSE libraries. Mary has served on various strategic advisory bodies including the JISC’s Committee for Electronic Information, and she was the Chair of its Content Working Group. She also served on the Library Association Council for nine years and was its Chair for three. In 2003, Mary was made an Officer of the Order of the British Empire for services to libraries and awarded an Honorary Fellowship by the Chartered Institute of Library and Information Professionals.
Terry Morrow is an established consultant who has extensive experience of academic computing, and electronic journals and bibliographic services. He has worked for the Regional Computer Centres based at the Universities of Manchester and Bath, and was part of the team that launched the successful JISC BIDS database service in the early 1990’s to provide bibliographic database services to the UK academic community. Following the transfer of BIDS in 1998 to the start-up company Ingenta, Terry was appointed Director of the BIDS Service. In 2003 Terry left Ingenta to become an independent consultant.
Duncan Simpson is a consultant with extensive senior management experience in archives, records management, and access to information. Until 2002 he was a Director of Government Services at the UK National Archives and led the introduction of the framework for electronic records management in government. He was a founder Director of the Digital Preservation Coalition and is an honorary senior research fellow at UCL specializing in the records management aspects of access to information and information management. He is particularly interested in access to information in local government and has also recently advised on the design of a National Records Centre for Tanzania.
0 comments neil | Charles Beagrie Ltd
Across the world of rapidly changing money and variable costs sometimes situations appear where you need to get financial support until your next salary. In this context, a salary loan becomes one of the fashionable financial appliances. It is necessary to consider is and how it can be useful.
1. Definition of Loan up to Wages
A loan up to wages is a short-term type of payday loans provided to the borrower subject to repayment per day of receipt of his subsequent salary. Usually such loans have small amounts, and their purpose is to assist the borrower to cope with temporary financial difficulties until the subsequent payment of salary.
2. Advantages of a loan up to Wages
Urgency: Pre-salary loans usually are issued soon, making them an attractive solution for those faced with sudden expenses .
Ease of Obtaining: The process of design of such loans is as usual small. The borrower often require provide only basic information and proof of measured income.
No Lending History: For most loans up to wages there is no required verification of the credit history of the borrower, which is a big advantage those , who do not have excellent credit history.
3. Features of Repayment and Interest Rates
Repayment Term: Usually the loan term until wages is several weeks or until subsequent salary of the borrower.
Interest Rates: The rates on such loans can be higher than long-term loans because they are provided on a short-term base and frequently do not require collateral.
4. Safety and Regulation
Legality and Regulation: Fundamentally choose only reliable financial organizations and legal lenders, because regulation here helps prevent dishonest practices.
Safety of consumers: Laws and regulations provide protection of consumers, including transparency of conditions of credit and provision of complete information about interest and fees.
5. Caution and Alternatives
Consideration of Alternatives: Before applying for a loan up to wages, it is worth considering alternative options, including borrowing from buddies or families, appeal to charitable organizations or consider other financial possibilities.
Wise Use: Important use credit before wages wise and responsibly, avoiding constant appeal for such loans and observing repayment deadlines.
Conclusion
A payday loan is a tool that can be useful in situations of short-term monetary difficulties. However, it should be used with caution, observing repayment deadlines and electing reliable lenders. Remember that financial security is an important aspect of your personal card game, and smart financial planning will help avoid excessive monetary problems.
In a world of of rapidly changing finance and variable costs sometimes situations arise where you need to get financial support until your subsequent salary. In this context, a salary loan becomes one of the fashionable financial tools. It is necessary to consider what kind of lending this is and how it can be can be useful.
1. Definition of Loan up to Wages
A loan up to wages is a short-term type of loans near me provided to the borrower on the terms of repayment on the day of receipt of his next wages boards. Usually such loans have small amounts, and their purpose is to help the borrower to cope with temporary financial difficulties until the subsequent payment of wages.
2. Superiorities of a loan up to Salary
Urgency: Pre-salary loans as usual are issued quickly, making them an attractive solution for those faced with unexpected expenses .
Ease of Obtaining: The process of design of such loans is usually minimal. The borrower often needs provide only basic information and confirmation of stable income.
No Credit History: For most loans up to wages there is no needed verification of the lending history of the borrower, which is a big advantage for those , who do not have good lending history.
3. Features of Repayment and Refinancing Rates
Repayment Term: As usual the loan term until salary is several weeks or until subsequent wages of the borrower.
Refinance Rates: The rates on such loans can be higher than long-term loans since they are provided on a short-term basis and frequently do not require collateral.
4. Safety and Regulation
Legality and Regulation: Important choose only reliable monetary organizations and legitimate lenders, because regulation in this area helps prevent dishonest practices.
Safety of consumers: Laws and regulations ensure protection of consumers, including transparency of criteria of credit and provision of complete information about interest and fees.
5. Prudence and Alternatives
Consideration of Alternatives: Before applying for a loan up to wages, it is worth inspecting alternative options, such as borrowing from buddies or families, appeal to charitable organizations or consider other financial possibilities.
Reasonable Use: Mainly use credit before salary wise and responsibly, avoiding constant application for such loans and observing repayment deadlines.
Conclusion
A payday loan is a tool that can be useful in situations of short-term financial difficulties. However, it should be used with caution, observing repayment deadlines and electing reliable lenders. Remember that financial security is an important aspect of your personal cards, and smart financial planning will help avoid excessive financial difficulties.
Across the world of rapidly changing money and variable costs sometimes situations appear where you need to get financial support until your subsequent salary. In this context, a salary loan becomes one of the fashionable financial tools. It is necessary to consider is and how it can be can be useful.
1. Definition of Loan up to Salary
A loan up to salary is a short-term type of payday loans provided to the borrower on the terms of repayment per day of receipt of his subsequent wages boards. Usually such loans have small amounts, and their purpose is to help the borrower to cope with temporary financial difficulties until the subsequent payment of wages.
2. Superiorities of a loan up to Wages
Urgency: Pre-salary loans usually are issued quickly, making them an attractive solution for those faced with unexpected expenses .
Ease of Obtaining: The process of design of such loans is as usual small. The borrower often must provide only basic information and confirmation of measured income.
No Credit History: For most loans up to salary there is no needed verification of the lending history of the borrower, which is a big advantage those , who do not have fair lending history.
3. Features of Repayment and Interest Rates
Repayment Term: Usually the loan term until wages is several weeks or until next salary of the borrower.
Refinance Rates: The rates on such loans may be higher than long-term loans because they are provided on a short-term basis and frequently do not require collateral.
4. Safety and Regulation
Legality and Regulation: Important choose only reliable financial organizations and legitimate lenders, since regulation here helps prevent dishonest practices.
Protection of consumers: Laws and regulations provide protection of consumers, including transparency of conditions of credit and provision of complete information about interest and fees.
5. Prudence and Candidates
Consideration of Alternatives: Before applying for a loan up to wages, it is worth considering alternative options, including borrowing from buddies or families, appeal to charitable organizations or consider other financial possibilities.
Wise Use: Important use credit before salary appropriate and responsibly, avoiding constant appeal for such loans and observing repayment deadlines.
Conclusion
A payday loan is a tool that possibly useful in situations of short-term financial difficulties. However, it should be used with caution, observing repayment deadlines and electing reliable lenders. Remember that financial security is an important aspect of your personal card game, and smart money planning will help avoid excessive monetary problems.
In a world of of rapidly changing money and variable costs from time to time situations appear where you need to get financial support until your subsequent salary. In this context, a salary loan becomes one of the fashionable monetary appliances. Let’s look at what kind of lending this is and how it can be can be useful.
1. Definition of Loan up to Wages
A loan up to salary is a short-term type of payday loans provided to the borrower on the terms of repayment on the day of receipt of his subsequent salary. As usual such loans have small amounts, and their purpose is to assist the borrower to cope with temporary financial difficulties until the subsequent payment of salary.
2. Advantages of a loan up to Wages
Urgency: Pre-salary loans usually are issued quickly, making them an attractive solution for those faced with sudden expenses .
Ease of Obtaining: The process of design of such loans is as usual minimal. The borrower often needs provide only basic information and proof of stable income.
No Credit History: For many loans up to wages there is no needed verification of the lending history of the borrower, which is a big advantage for those , who do not have good credit history.
3. Features of Repayment and Interest Rates
Repayment Term: As usual the loan term until wages is several weeks or until subsequent wages of the borrower.
Refinance Rates: The rates on such loans may be higher than long-term loans because they are provided on a short-term base and frequently do not require collateral.
4. Safety and Regulation
Legality and Regulation: Fundamentally choose only reliable monetary organizations and legal lenders, since regulation here helps prevent dishonest practices.
Protection of consumers: Laws and regulations provide protection of consumers, including transparency of conditions of credit and provision of complete information about interest and fees.
5. Caution and Alternatives
Consideration of Alternatives: Before applying for a loan up to wages, it is worth considering alternative options, including borrowing from buddies or families, appeal to charitable organizations or consider other monetary possibilities.
Wise Use: Mainly use credit before salary wise and responsibly, avoiding constant appeal for such loans and observing repayment deadlines.
Conclusion
A payday loan is a tool that possibly useful in situations of short-term financial problems. However, it should be used with caution, observing repayment deadlines and electing reliable lenders. Remember that financial security is an important aspect of your personal cards, and smart financial planning will help avoid excessive monetary difficulties.
In a world of of rapidly changing finance and variable costs from time to time situations appear where you need to get financial support until your subsequent salary. In this context, a salary loan becomes one of the fashionable financial appliances. It is necessary to consider what kind of lending this is and how it can be useful.
1. Definition of Loan up to Salary
A loan up to wages is a short-term type of payday loans provided to the borrower on the terms of repayment per day of receipt of his next wages boards. As usual such loans have small amounts, and their purpose is to assist the borrower to cope with temporary financial difficulties until the subsequent payment of wages.
2. Advantages of a loan up to Wages
Urgency: Pre-salary loans as usual are issued quickly, making them an attractive solution for those faced with sudden expenses .
Ease of Obtaining: The process of design of such loans is as usual small. The borrower often needs provide only basic information and confirmation of stable income.
No Credit History: For many loans up to salary there is no required verification of the credit history of the borrower, which is a big advantage those , who do not have good credit history.
3. Features of Repayment and Interest Rates
Repayment Term: As usual the loan term until salary composes several weeks or until subsequent salary of the borrower.
Interest Rates: The rates on such loans may be higher than long-term loans because they are provided on a short-term base and frequently do not require collateral.
4. Safety and Regulation
Legality and Regulation: Fundamentally choose only reliable financial organizations and legal lenders, since regulation in this area helps prevent dishonest practices.
Safety of consumers: Laws and regulations ensure protection of consumers, including transparency of conditions of credit and provision of complete information about interest and fees.
5. Caution and Alternatives
Consideration of Alternatives: Before applying for a loan up to wages, it is worth considering other options, including borrowing from friends or families, appeal to charitable organizations or consider other financial possibilities.
Wise Use: Fundamentally use credit before salary wise and responsibly, avoiding constant appeal for such loans and observing repayment deadlines.
Conclusion
A payday loan is a tool that possibly useful in situations of short-term financial problems. However, it should be used with caution, observing repayment deadlines and choosing reliable lenders. Remember that financial security is an important aspect of your personal cards, and smart financial planning will help avoid excessive monetary difficulties.